Gaya APA

Smith, P., Thurman, E. (2007). A billion bootstraps : microcredit, barefood banking, and the business solution for ending poverty . New York: McGraw-Hill.

Gaya MLA

Smith, Phil., Thurman, Eric. "A billion bootstraps : microcredit, barefood banking, and the business solution for ending poverty". New York: McGraw-Hill, 2007. Text.