Shariah governance assumes the primary instrument through which Islamic Banking Institutions (IBIs) ensure the Islamicity of their products, services, operations, and internal environments. It is considered to be one the fundamental elements that differentiates IBIs from their traditional counterparts. Shariah Governance in Islamic Banking Institutionsprovides a critical overview of the key …
This book discusses the nature and theories which govern systems of Islamic finance including its most distinctive features and its relationship with conventional financial institutions. It explores the nature and role of money in modern economies and elaborates on the process of credit deposit creation, trade cycles and instruments for the creation of value in financial markets through the …
Sharia-compliance is the raison d’etre of Islamic banks. All of their instruments and activities should be based on sharia principles, which unfortunately exposes them to greater risks than their conventional counterparts, regulated under the dual banking system in Indonesia. These include inconsistencies between fatwas, unique reputational risks, and inefficiencies in the regulatory framewor…
Indonesia is the most populous Muslim country in the world. Taking into account also its endowment and potential economic resources, the Islamic banking industry in Indonesia was expected to take on an important role in facilitating more financial resources and to contribute to the internationalization of the Islamic mode of financing particularly in the Asia-Pacific region. However, the realit…
Buku ini memberikan gambaran tentang konsep harta dalam perspektif Islam yang kemudian dilanjutkan dengan pembahasan tentang perbankan Islam, asuransi Islam, pasar modal Islam, gadai Islam serta berbagai lembaga lain yang berkaitan dengan ekonomi dan keuangan Islam. Serta pula menyajikan lebaga zakat dan wakaf ayang merupakan perwujudan konsep Islam dalam kehidupan sosial.
Penerapan perbankan syariah di Indonesia tidak terlepas dari kontradiktif yang menimbulkan sebuah dealektika, baik itu dari para akademisi dan masyarakat terhadap prinsip-prinsip syariah. Praktik perbankan syariah harus memiliki beberapa aspek, antara lain aspek moral, aspek sosial, dan aspek dimensi religiusitas, yang dari kesemua aspek tersebut memiliki tujuan akhir berupa kesejahteraan. Sela…
Buku ini menyajikan pembahasan seputar hukum perusahaan pembiayaan yang dibahas penulis secara lengkap mulai pembentukan OJK, jenis-jenis perusahaan pembiayaan baik konvensional dan syariah berikut dasar hukum konsep dan cara transaksi/akad-nya dari perspektif lembaga baru yang ditugasi dan memiliki wewenang secara hukum untuk mengurus hal-ikhwal tentang sektor jasa keuangan pasca diundangkanny…